For newcomers, understanding the different types of boat rentals and charters can seem overwhelming. Terms like bareboat charter, six-pack charter, or Coast Guard–inspected vessel may sound technical, but the distinctions are important. Here’s a straightforward breakdown.
A Little Background
Prior to 1993, boat rentals in the U.S. were loosely regulated—some would even call it the “Wild West.” To bring order and improve passenger safety, the Passenger Vessel Safety Act was introduced, establishing clear guidelines for commercial passenger operations.
Bareboat Charters
In a bareboat charter, the renter (charterer) takes full control and responsibility for the vessel during the rental period. Legally, they are treated as the owner while the agreement is in effect.
- The charterer signs the contract, boards the vessel, and assumes command.
- If a captain or crew is hired, they are employed by the charterer, not the vessel owner.
- Passenger limits are typically up to 12 guests, plus the charterer and crew, depending on the boat’s size and design.
- Any hired captain must hold a U.S. Coast Guard Master License (100-ton).
2023 Updates
Recent legislation has further regulated bareboat rentals:
- Livery License Requirement – All rental companies (liveries) must be licensed.
- Insurance Responsibility – Operators are no longer required to include renters under their insurance policy. Instead, they must offer renters the option to purchase coverage and obtain written acknowledgment if the renter declines.
Six-Pack Charters
A six-pack charter refers to an uninspected passenger vessel carrying up to six paying guests.
- The captain must hold a U.S. Coast Guard Operator of Uninspected Passenger Vessels (OUPV) License, often called a six-pack license.
- These charters are ideal for small groups—popular for activities like fishing, day trips, or sightseeing.
- The vessel includes a captain (and sometimes crew), and cannot carry more than six paying passengers.
Coast Guard–Inspected Vessels (COI)
A Coast Guard–inspected vessel is one that has passed a full inspection by the U.S. Coast Guard and has been issued a Certificate of Inspection (COI).
- These vessels are typically larger boats, such as party boats, sightseeing vessels, or water taxis.
- They are designed to carry more than six paying passengers, sometimes 50 or more.
- Unlike bareboat or six-pack charters, these operators can sell tickets to individuals rather than chartering the whole vessel.
The Key Differences
- Bareboat Charter – You rent the boat itself, take legal control, and decide whether to hire a captain and crew.
- Six-Pack Charter – A smaller boat with a licensed captain included, limited to six paying passengers.
- Coast Guard–Inspected Vessel (COI) – A fully certified vessel, often large, carrying groups of more than six passengers and selling tickets per person.